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About the Book
Deviating from run-of-the-mill books on Insurance and Personal Finance, Your Everyday Guide to Personal Finance and Insurance, talks about very real issues that impact retail investors. Without following a structured class-room approach, it delves into the basics of financial planning, directly addressing top-of-the-mind questions that perplex both first time and experienced investors. Touching on issues that range from relationships with money and basic principles of investment to the need for women to be financially literate and planning at different life stages, amongst many other relevant themes, the book is a compilation of carefully selected blog pieces and newspaper articles by Prakash Praharaj, a certified financial planning professional and certified personal financial advisor. Leveraging his vast experience of 30 years in the financial services sector, which includes stints at Indian banking and insurance sector stalwarts, the author shares his insights and counsel through this book which is divided into three distinct segments - Financial Planning, Life Insurance and FAQs on Personal Finance.Ideal for today s lifestyle, where information is gathered in bits and pieces, on-the-go, this book is presented in the form of crisp, blog-sized, easy to assimilate nuggets of information, making it a valuable guide to both the sequential reader and the random page-flipper.
About the Author
Shri Prakash Praharaj topped the university during his graduation and post graduation in Commerce and has been awarded two gold medals. By training, he is an MBA and he has been awarded a Diploma in Treasury, Investment and Risk Management besides CAIIB from the Indian Institute of Bankers. He is also a CERTIFIED FINANCIAL PLANNER CM and a Certified Personal Financial Adviser with 30 years of experience in the financial services sector under his belt, which include service at financial sector pillars like the Reserve Bank of India, United India Insurance Company, State Bank of India and SBI Life Insurance Company.During the year 2010, he promoted Max Secure Financial Planners to provide fee-only financial planning advisory services and promote financial literacy. Today, he is a SEBI-registered Investment Adviser and helps plethora of investors to plan their financial lives and achieve their aspirations